Affordable IVF in NSW: Sydney and Penrith

With a team of experts, working together with you at the centre, your out-of-pocket costs are a fraction of what you would pay at other IVF clinics. Backed by Australia’s largest IVF group, Virtus Health, The Fertility Centre is the smart choice for affordability and reputable results.  

Cost shouldn’t be a barrier to starting a family. With the new $2000 NSW rebate, your first IVF cycle could be free at The Fertility Centre.

Our Low Cost IVF and Fertility Treatment

Visit a fertility specialist at The Fertility Centre for world-class fertility medical treatments at an affordable price.

The NSW government has recently announced that Women in NSW undergoing IVF and accessing other assisted reproductive treatments can apply for a one-off cash rebate of up to $2,000 to reduce treatment costs. Learn more about the rebate.

The table below shows our estimates for IVF and related treatment costs in our Liverpool (Sydney) and Nepean (Penrith) clinics.

Treatment Costs Liverpool and Nepean
Initial Cycle Calendar Year (estimated out of pocket costs)Subsequent (estimated out of pocket costs)HCC*/FTBA** & Initial (estimated out of pocket costs)HCC*/FTBA** & Subsequent (estimated out of pocket costs)
IVF cycle$2,077$1,072$993$782
ICSI cycle$2,229$925$1023$813
Frozen embryo transfer$1598$670$925$670

Treatment Costs correct at 1st November 2023

*HCC - Healthcare Card Holder
** FTBA - Family Tax Benefit A

The above costs are your final expenses after receiving the Medicare rebate on your IVF cycle. Only Australian residents are eligible for the Medicare rebate. Your individual circumstances including Medicare rebates, tax benefits, concessions, private health fund and the Medicare Safety Net will affect your estimated out of pocket costs for IVF.

Also please note that the above prices listed under subsequent IVF cycles assume that you have registered for and reached the Medicare Safety Net threshold (in the same calendar year). Fertility medications also incur a co-payment in line with all other prescription medicines. This cost is $39.50 (or $6.40 for concession card holders for each medicine).  We’ll provide you with an estimate of the total costs associated with this.

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How much does an IVF fertility assessment cost?

The cost for an IVF fertility assessment ranges  from $159 - $250 per couple.

The NSW State Government rebate of up to $250 can cover this initial consultation cost.

This includes your initial consultation to discuss your medical history so we can get to know you better, and the coordination of your male and female fertility tests. We bulk bill all possible blood tests and the ultrasound to ensure you receive a thorough assessment at an affordable rate.

An IVF fertility assessment can identify why you are struggling to become pregnant, and help our experienced fertility specialists determine the best treatment option to help you fall pregnant faster.

The NSW State Government rebate also covers:

  • AMH Test
  • Pelvic ultrasound
  • Ovulation test
  • Semen analysis

Complex fertility treatment options

If you require fertility treatment involving access to the most advanced science, leading technology and effective methods, the experienced patient support team at The Fertility Centre can refer you to our sister clinic, IVFAustralia.

IVFAustralia provides a range of complex treatment options for those not eligible for the simplified IVF treatment or those requiring the use of donor gametes and any treatment with genetic testing.

To understand IVF cycle fees associated with complex fertility treatment at IVFAustralia’s vast network of fertility clinics in NSW, please see: IVF Australia costs. Costs may vary depending on Medicare rebates and health fund rebates.

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Medicare, bulk billing and IVF

Bulk billing is a payment option under the Medicare system of universal health insurance in Australia, where your health services provider directly receives the Medicare rebate as full payment for their services. This means you are not required to pay any up-front costs for bulk billed services. At The Fertility Centre, we offer bulk billing wherever possible for blood tests, and through our simplified treatment model, aim to minimise the costs of all other tests and treatments.

Additionally, if your out-of-pocket medical costs exceed an annual threshold, the Extended Medicare Safety Net (EMSN) provides additional rebates on top of that covered by the Medicare Benefits Schedule (MBS) for IVF treatments and related costs. It is important that you and your partner register together for the Medicare Safety Net so that you and your partner jointly contribute to reaching the threshold (this is not automatic). 

The NSW government has also recently announced that Women in NSW undergoing IVF and accessing other assisted reproductive treatments will be given a one-off cash rebate of up to $2,000 to reduce treatment costs. Read about the rebate here.

If you are Health Care Concession card holder or recipient of Family Tax Benefit A (FTBA), the cost of your IVF cycle through The Fertility Centre will be even lower. Find out if you are eligible for a Health Care Concession card.


IVF with no private health insurance

During IVF treatment your private health insurance can only be used to help cover Day Hospital and anaesthetist fees associated with the egg collection. In QLD and NSW, under the simplified treatment model at The Fertility Centre, your eggs are collected at the clinic in our procedure room eliminating the need for admission to a Day Hospital. Therefore you do not need to have private health insurance receive low cost treatment at The Fertility Centre.

IVF payment options

To help make IVF treatment more accessible, The Fertility Centre offers different payment options.  The most suitable payment options for you will depend on your individual circumstances. If you have any questions in relation to the payment options available please contact your local team on 1800 842 862 or complete the form below.

Low Cost IVF Sydney FAQs

How much is a round of IVF in NSW?

At The Fertility Centre in NSW, a round of IVF can cost less than $2,500, depending on the type and number of fertility treatments you require (many fertility treatments will cost more). You may be able to save on out of pocket expenses by receiving the Medicare rebate on your IVF cycle.

How can I make IVF cheaper?

You may be able to make IVF treatment fees cheaper by purchasing relevant health fund cover, applying for rebates, and checking whether you’re eligible for concessions and tax benefits.

To learn more about IVF costs or to make an appointment with an experienced IVF specialist, call 1800 842 862 or complete the form below.